Financing
- Interest rate from 11.99% APR
- Eligibility check has no impact to credit
- Instant response
- Available directly in the basket
- Open loan
- Interest rate from 12.99%
- Flexible financing
- Open loan
- Very fast response (< 1 hour)
- Quebec customer service!
- No delay after approval
Quick and easy financing from 9.99% APR interest
How does Affirm financing work?
Our financing plans allow you to spread the cost of a purchase in monthly or bi-weekly installments. Apply for any Affirm payment option without affecting your credit score.
Step 1
Selected
Affirm at checkout
Shop with your favorite merchant (us đ ) that offers Affirm and select it at checkout.
Step 2
Configure your account
Use your cell phone number to set up your Affirm account in less than a minute.
Step 3
enjoy your purchase
Confirm your financing plan, and voilĂ ! Enjoy your purchase now and pay later.
Frequently asked Questions !
Will using Affirm affect my credit rating?
Creating an Affirm account and verifying your eligibility will not affect your credit score. Checking eligibility has no impact to credit
Does Affirm charge fees and interest?
Fees – We do not charge any fees. That is to say, no late payment fees, no early repayment penalties, no annual fees and no account opening or closing fees.
Interest – Your financing plan may, however, be subject to interest, which is calculated based on the amount of your purchase and where you shop. Advertised interests won’t change and all terms are made clear from the start so you always know exactly what to expect.
What is meant by âprequalificationâ?
At the time of prequalification, you are informed of the estimated amount you could spend with Affirm. You don’t have to use the full amount or refund anything until you make a purchase. The final amount to which you are entitled is subject to eligibility criteria.
Can I use my PayBright credentials with Affirm?
PayBright is now Affirm! When you make your first purchase with Affirm, you will need to create an account. If you already have a PayBright financing plan, you can access it and your account information from the PayBright portal.Â
Can I pay off my loan balance at any time?
Yes, it is possible to pay the balance of your loan at any time by connecting directly to your account. No penalty will be imposed.
I am having difficulty with my financing. Who can I join?
You can reach the Affirm team at 1-877-276-2480.
Are there delays after ordering for financing?
If you ordered your computer with Affirm, you have been authorized.
However, as a fraud check, Affirm asks us for a 48 business hour period before processing the order.
Payment options through Affirm Canada Holdings Ltd. (âAffirmâ). Your rate will be 0â31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see How It Works.
How IFXpress Funding Works
How IF Xpress works? Nothing’s easier! Submit your loan request in just a few minutes!
Step 1
Submit your personal information by completing request form.
Step 2
Get your approval in minutes. Once your application has been submitted, an agent will contact you shortly to complete the application with you.
Step 3
Create your financing contract and sign it electronically.
Step 4
We will work to complete your order as soon as possible!
Frequently asked Questions !
Does IFXpress charge fees and interest?
Fees â We do not charge any fees. That is to say, no late payment fees, no early repayment penalties, no annual fees and no account opening or closing fees.
Interest – Your finance plan may, however, be subject to interest, which is calculated based on the amount of your purchase and where you shop. Advertised interest will not change and all terms are made clear from the start so you always know exactly what to expect.
What is meant by âprequalificationâ?
At the time of prequalification, you are informed of the estimated amount you could spend with IFXpress. You don’t have to use the full amount or refund anything until you make a purchase. The final amount to which you are entitled is subject to eligibility criteria.
Can I pay off my loan balance at any time?
Yes, it is possible to pay the balance of your loan at any time by calling customer support at 1-855-694-0960. No penalty will be imposed.
Are there delays after ordering for financing?
With IFXpress, if you are approved, we can go up as soon as the loan is confirmed! Very fast service.